Western perception of “Social credit” largely propaganda btw and if you believe it isnt then you got manipulated.

  • infinitesunrise@slrpnk.net
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    21 hours ago

    I’m in the market for a house, so I got my first credit card at the pleading of my broker and have just been putting my essentials on it to push my score over 800. It’s fucking stupid, I’m 40 and financially comfortable with a long history of fiscal responsibility, but I’ll play the stupid credit line game for a year or two to appease the algorithm and then shred the thing once I buy.

    I have a feeling that there are a lot of ex-Occupy types like me coming up on that average homebuyers age, having eschewed the banking system for the past 20 years and now being forced to begrudgingly “play ball” like this just to get qualified to pay the money that they already have.